Protecting Files with a password
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This is possible, probably just hasn't been explored by you but the tool is within.
Your most important files can be protected with a password.
For example, in Microsoft Word, you can create a password to open and a password to modify a file. Just go to Tools | Options and click the Security tab. Remember the password so you don't lock yourself out!
For more detail in microsoft office see this link https://support.office.com/en-US/article/Password-protect-documents-workbooks-and-presentations-EF163677-3195-40BA-885A-D50FA2BB6B68
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